Home Tools FAQ About Contact
🧮 Life Calculator

Everyday Calculations
Made Simple

Calculate percentages, discounts, VAT, salary, mortgage payments, loans, interest, tips, bills, age, dates, time and more.

🔒 Your calculations stay in your browser. No sign-up, no data collection, completely free.

🔒

Private

Nothing you type ever leaves your device.

Instant

Results update as you type — no "Calculate" button.

🆓

Free

No registration, no limits.

📱

Works Everywhere

Desktop, tablet and mobile.

Changes the currency symbol shown. Not a live exchange-rate converter.

📊 Percentage Calculator

Find a percentage of a number, work out what percent one number is of another, or calculate a percentage increase or decrease.

Enter numbers above to calculate.
Result
How we calculated this

🏷️ Discount Calculator

Find out how much you'll save and what you'll actually pay after a discount.

Enter an amount above to calculate your discount.
You pay
How we calculated this

🧾 VAT Calculator

Add or remove UK VAT correctly — removing VAT is not the same as subtracting a percentage.

Enter a price above to calculate VAT.
Total
How we calculated this

💼 Salary Calculator

Convert between annual, monthly, weekly and hourly gross pay.

Enter an amount above to see your salary breakdown.
Annual salary (gross)
Approximate gross figures — not a payroll calculation.
How we calculated this

🧮 UK Take-Home Pay Calculator

Estimate income tax, National Insurance and net pay for a UK salary. Estimates only — see disclaimer below.

Estimated take-home pay. Actual deductions can vary depending on your tax code, pension arrangement, benefits and other circumstances. Student loan thresholds shown are approximate — verify current figures at gov.uk/repaying-your-student-loan.
Enter your gross salary above to estimate your take-home pay.
Estimated take-home pay (monthly)
How we calculated this

🏠 Mortgage Calculator

Estimate your monthly mortgage payment, total interest and loan-to-value.

Enter a property price, deposit and interest rate above to estimate your mortgage payment.
Estimated monthly payment
How we calculated this
⚙️ Advanced: Mortgage Overpayment Calculator
Real mortgage products often cap overpayments (commonly 10% of the balance per year) and may charge Early Repayment Charges. Check your lender's terms before overpaying.

💳 Loan Calculator

Estimate your monthly repayment, or work out how much you could borrow.

Enter your loan details above to estimate repayments.
Estimated monthly payment
How we calculated this

📈 Interest Calculator

Calculate simple interest or compound interest, with optional regular contributions.

Enter your figures above to calculate interest.
Final balance
How we calculated this

🍽️ Tip Calculator

Work out the tip, total and per-person share for a restaurant bill.

Enter a bill amount above to calculate the tip.
Total
How we calculated this

🧾 Split Bill Calculator

Split a bill evenly, or divide different amounts fairly with tip included.

Enter a bill amount above to split it.
Bill per person
How we calculated this

🎂 Age Calculator

Calculate exact age in years, months and days — correctly handling leap years.

Enter a date of birth above to calculate your exact age.
Your exact age
How we calculated this

📅 Date Difference Calculator

Find the time between two dates, add or subtract time from a date, or count working days.

Dates were swapped — end date was before start date, so we calculated the difference between them.
Enter a start and end date above.
Difference
How we calculated this

⏱️ Time Difference Calculator

Find the time between two clock times, or add/subtract time — including crossing midnight.

Enter a start and end time above.
Time difference
How we calculated this

🔁 Unit Converter

Convert length, weight, temperature, area, volume, speed, data, time, energy and fuel economy.

Enter a value above to convert.
Result
How we calculated this
Are my calculations sent anywhere?

No — everything happens in your browser.

Every calculator on this page runs entirely as JavaScript in your browser. Nothing you type — salary, bill amounts, dates, mortgage figures — is uploaded, stored, or sent to Salman IT Tools or anyone else.

🔒 No data uploads 🚫 No account required 🗑️ No storage 📊 No personal figures sent to analytics
FAQ

General Questions

Is the Life Calculator free?

Yes — every calculator on this page is completely free, with no sign-up, no account and no usage limits.

Are my calculations private?

Yes. All calculations run directly in your browser using JavaScript. Nothing is uploaded or stored on any server.

Can I use this on my phone?

Yes — every calculator is designed mobile-first, with full-width inputs, touch-friendly controls and a numeric keyboard where relevant.

Can I bookmark or share a specific calculator?

Yes. Each calculator has its own URL (for example life-calculator.html#discount) that opens directly to that tool.